It has been proved by the court records that Fortis, now Assurant Health, has a repeated practice of "targeting policyholders with HIV". This, according to the records, was done with a computer program that pointed out every insurer detected with HIV.

According to this, the policyholders were put into fraud investigations so that the policy was revoked without taking into consideration the amount of the insurance.

However, spokesman of the Assurant claims that the portrayed was not right.

The issue was underlined after Jerome Mitchell 2002 case, where 17-year old was made to withdraw his policy within a short time of his diagnosis. The company revoked his policy and he was told due to expansion of HIV into Aids, he will die within couple of years and that that too without any kind of treatment.

Finding no way out, after the rejection of his attorney's letters, Mitchell took a legal action. In 2004, this case ordered Assurant to pay Mitchell 15-Million Dollars and the same ruling was defended by South Carolina Supreme Court, but the payment was reduced to ten-million.