To dispel the ambiguity surrounding the health care reform law, the White House has answered frequently asked questions concerning it. These answers have been edited by the foodconsumer. org, to make them facile to understand for the common public

The predominant message that has been conveyed by the White House is that it is the prerogative of the consumers to make decisions about changing their present insurance plans. They can continue with their current insurance plan and their doctors. However, the bill offers the potential of strengthening insurance plans. It will also safeguard people from insurance company fraud and abuse.

It has also been revealed that there will be no change or increase in premiums and costs owing to the health care reform bill. The coverage at work will also not change. Employees can continue with their present health coverage plans if they are comfortable with these.

According to Congressional Budget Office, those who avail insurance coverage through their employers will probably see lower premiums.

The reform will reduce insurance rates by slashing administrative costs, elevating competition among insurance companies and engendering a larger band of insured Americans.