Are you planning a holiday, and feel scared that adverse factors like the recent volcanic-ash eruption in Europe, or even terrorism, might scuttle your festivity? Don’t worry. Aviva has an insurance policy in place for this as well. Come June, the company’s add-on will now insure air travelers against the risk of flight cancellation due to volcanic ash or terrorism.

Holidaymakers or other air travelers who are buying or renewing annual or single-trip policies from Aviva would from June 1 be able to buy additional travel cover against cancellation caused by airspace closure, or by an airport or port being closed for over 24 hours from the date and time of scheduled departure.

While the existing Aviva travel policyholders can opt for the add-on by calling 0800 051 3606 or visiting Aviva's website, new customers can buy it anytime. The extra cover would cost £5 per for a single trip or £10 per person for an annual term. And in the event of cancellation of flight, the traveler would be entitled for to receive up to £5,000.

"We've moved as fast as we can to get staff in place to answer phone calls, and there is an IT element to writing the policies, which takes time”.

Jerry Finch, travel manager at Aviva, says: "The key benefit normally associated with a standard travel policy has historically been medical emergency cover and this still remains the top reason for any claim. However, we appreciate the need to provide protection for additional risks that have not been previously covered by insurance”.